Terms & conditions

Effective date: 1 July 2025

By accessing or using our website, you agree to be bound by the following terms and conditions.
Please read them carefully before using the site.

Introduction

These Terms and Conditions govern your use of the Follio website located follio.com.au, operated
by Follio Pty Ltd. By accessing or using thewebsite, you agree to comply with and be legally
bound by these terms.

If you do not agree with any part of these terms, you must not use the website.

Use of the website

You agree to use this website only for lawful purposes and in a way that does not infringe the
rights of, restrict, or inhibit anyone else’s use of the website. You must not misuse or
interfere with the website or try to access it using a method other than the interface and the
instructions that we provide.

Intellectual property

All content on this website, including but not limited to text, graphics, logos, images, and
software, is the property of Follio or its content suppliers and is protected by applicable
intellectual property laws.

You may not reproduce, distribute, modify, display, perform, or use any part of the website
without our prior written permission.

User accounts

If the website allows you to create an account, you must provide accurate and complete
information. You are responsible for maintaining the confidentiality of your account credentials
and for all activities that occur under your account.

We reserve the right to suspend or terminate accounts at our sole discretion.

Third-party links

The website may contain links to third-party websites that are not owned or controlled by
Follio. We are not responsible for the content, policies, or practices of any third-party
websites or services.

Disclaimers

The content on our website is provided for general information only. While we strive for
accuracy, Follio makes no warranties or representations regarding the completeness, accuracy,
reliability, or availability of the Website or its content.

Your use of the website is at your own risk.

Limitation of liability

To the maximum extent permitted by law, Follio and its officers, employees, or affiliates shall
not be liable for any indirect, incidental, consequential, or punitive damages arising from your
use of the website.

Indemnification

You agree to indemnify and hold harmless Follio, its officers, directors, employees, and agents,
from any claims, liabilities, damages, losses, or expenses arising out of or in connection with
your use of the website or violation of these terms.

Changes to these terms

We reserve the right to modify these terms at any time. Updated versions will be posted on this
page with a revised effective date. It is your responsibility to check this page periodically
for changes. Your continued use of the website constitutes acceptance of the revised terms.

Governing law

These Terms are governed by and construed in accordance with the laws of your applicable
jurisdiction, and you agree to submit to the exclusive jurisdiction of its courts.