Disclaimer

FOLLIO PTY LTD (ABN 15 687 066 619)

Welcome to the Follio Pty Ltd (Follio/us/we) website. As you (the client) are reading this disclaimer on our website we understand that you are interested in either buying or selling (or even holding depending on your final decision) an Australian property and you are looking for information and potentially advice to help you make that decision.

Purpose and nature of advice

Before you make a final decision, it is important that you understand that Follio’s role is limited to providing you with as much pertinent information as possible relating to the general property market and potentially a specific property identified during your interaction with us.

Any advice that we provide to you is intended to only act as a guide. It does not purport to be an exhaustive summary of all the information that a prudent person may access to completely evaluate all the advantages and disadvantages of deciding whether to buy, hold or sell (deal with) a property.

At the end of the day a decision whether to deal with a property remains entirely your decision having regard to your own objectives, financial circumstances and personal considerations, not all of which may be disclosed to or known by us.

No reliance or responsibility for decision

The outcome of any property transaction may be affected by numerous factors including, but not limited to, economic conditions, interest rate changes, government policy changes, market fluctuations, your personal undisclosed circumstances and or other factors beyond our control (risk factors).

It is impossible to provide advice that considers and takes precautions against every possibility, unforeseen circumstances or outcomes not contemplated by you at the time that you make your final decision.

Accordingly, to the maximum extent permitted by law, Follio (or any related body corporate, director, officer, employee, contractor or adviser) cannot take responsibility for any loss, damage or adverse outcome arising from or connected with your reliance on any information or advice that we provide to you.

No legal, financial or tax advice

Follio does not provide legal, financial, taxation, accounting or valuation advice. Any information or advice relating to the property market, or a particular property, has been provided for general informational purposes only. It has not been prepared having regard t your personal financial circumstances, tax position, estate planning, or investment objectives.

You are strongly advised to obtain independent advice from suitably qualified professionals before making any decision whether to deal with a particular property.

Information provided by others

Please note that if you, or any third party, provides information to us we do not independently audit or verify that information. It is taken in good faith in reliance that the information provided to us is true and correct and provided to help you reach a final decision.

Follio makes no representation or warranty as to its accuracy, completeness, reliability or currency.

Forward looking statements

The information or advice that we provide may contain forward-looking statements identified by expressions such as “believe”, “estimate”, “anticipate”, “expect”, “intend”, “forecast”, “plan”, “target”, “may”, “will”, “would”, “could”, “should” or similar language.

Such statements are based on current expectations and assumptions regarding market and economic conditions. They involve known and unknown risks and uncertainties and are therefore not guarantees of future performance and actual outcomes may differ materially from those expressed or implied in any forward-looking statement.

Property market risk

You acknowledge that following any decision to deal with a property the value of that property may increase or decrease due to numerous factors including the risk factors identified above.

Nothing in the information and/or advice (if any) that we provide to you constitutes a representation or guarantee regarding the past, present or future performance of the real property market or the specific property identified.

Scope

The information or advice we provide to you addresses only those matters which you have instructed us to consider. The identification of specific issues, risks or opportunities highlighted by your instructions should not be interpreted as implying that no other issues or risks exist.

You must exercise your own independent commercial judgement in assessing the information that we provide to you.

Referral partner disclosure

During the course of acting for you we may refer you to a third-party supplier of services (e.g. including but not limited to a finance broker or a settlement agent or property inspector) and we may have a relationship or connection to that supplier who may pay us a commission or reward, either directly or indirectly, for that referral. By continuing to instruct us you acknowledge and understand the potential existence of such a referral relationship.