What Every Property Investor Needs to Know Before 2026? Property Experts

Lachlan and Reece break down the state of the Australian property market heading into 2026 from the banks, to investors, to the hidden risks no one is talking about. Australia’s real estate market has now hit $12 trillion in mortgage debt, making it the country’s largest investment class by a mile. We unpack how this happened, what it means for buyers and investors, and why the landscape is shifting faster than most people realise. We also cover the national growth impact of the 5% deposit scheme, the massive surge in investor lending now making up 40% of all loans, and the real reasons banks are quietly pulling out of trust lending. We also discuss:

• Why banks may increase interest rates instead of decreasing
• The hidden risks of off-the-plan property in 2026
• How to choose the right buyer’s agent and avoid costly traps
• Big signals from lenders that investors should be paying attention to
• What these trends mean for Australian property moving forward

Whether you’re an investor, homebuyer, or watching the property market closely, this episode gives you the clearest breakdown of what’s really happening in the market, and what to prepare for in 2026.

Published: 09 Dec 2025